Rare beach-block two-family, just four houses from the water and confirmed OUTSIDE the flood zone — a combination that's genuinely hard to find in this pocket of Quincy. Set on a classic 1920 New England frame with a covered front porch, this 2,022 SF home offers 4 bedrooms and 2 bathrooms across two well-maintained units. Both units have been thoughtfully updated: oak-and-stainless kitchens, beautifully redone ceramic-tile bathrooms, and beautiful hardwood floors run throughout. Unit #1 (first floor) welcomes you with a bright, functional living and dining layout and upgraded cabinetry throughout the kitchen. Separate utilities (except for water) and separate laundry hookups mean simple, independent living for two households — ideal whether you're an owner-occupant looking to offset your mortgage or an investor seeking a turnkey rental property in a location that rarely turns over. Unit #2 (second floor) adds even more to love — a walk-up attic offering genuine storage or future expansion potential, along with a charming enclosed porch that catches partial water views, the perfect spot for morning coffee or watching the sun set over the neighborhood.Outside, the fenced yard offers privacy and space to relax or garden, while three off-street parking spaces (tandem) solve the age-old challenge of city parking. Location is everything here: walk to the beach in minutes, walk to the N. Quincy T station for an effortless commute into Boston, and enjoy easy access to local shops, restaurants, parks, and schools throughout Quincy. Whether you're drawn by the coastal lifestyle, the commuter convenience, or the flexibility of a two-family layout, 324 Atlantic Street checks the boxes that are increasingly hard to find on the market today.Two-family homes this close to the water, updated, and priced to move simply don't last. Come see it for yourself and picture the possibilities — as a home for your family, an income-producing investment, or both. Come see this gem before it's gone. Property is being sold as-is. Buyers are encouraged to conduct their own due diligence prior to submitting an offer.